𝐖𝐡𝐚𝐭 𝐃𝐨𝐞𝐬 𝐌𝐨𝐝𝐞𝐫𝐚𝐭𝐢𝐨𝐧 𝐋𝐨𝐨𝐤 𝐋𝐢𝐤𝐞 𝐢𝐧 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐋𝐞𝐚𝐝𝐞𝐫𝐬𝐡𝐢𝐩?

Having spent decades in the insurance industry, I’ve seen cycles of optimism and overcorrection.

Today, we’re inundated with terms like embedded insurance, AI-first underwriting, ecosystem plays, and real-time personalization—all important, all exciting.
But sometimes, I wonder: are we chasing innovation or marketing narratives?

𝘕𝘰𝘵 𝘦𝘷𝘦𝘳𝘺 𝘮𝘢𝘳𝘬𝘦𝘵 𝘵𝘳𝘦𝘯𝘥 𝘪𝘴 𝘢 𝘵𝘳𝘢𝘯𝘴𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯. | 𝘕𝘰𝘵 𝘦𝘷𝘦𝘳𝘺 𝘪𝘯𝘯𝘰𝘷𝘢𝘵𝘪𝘰𝘯 𝘪𝘴 𝘢 𝘥𝘪𝘴𝘳𝘶𝘱𝘵𝘪𝘰𝘯.

𝑻𝒉𝒆 𝒓𝒐𝒍𝒆 𝒐𝒇 𝒍𝒆𝒂𝒅𝒆𝒓𝒔𝒉𝒊𝒑 𝒊𝒏 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒕𝒐𝒅𝒂𝒚, 𝑰 𝒃𝒆𝒍𝒊𝒆𝒗𝒆, 𝒊𝒔 𝒎𝒐𝒅𝒆𝒓𝒂𝒕𝒊𝒐𝒏.

To be curious, but cautious.
To innovate, but also integrate.
To balance tech ambition with regulatory realism and on-ground readiness.

Because insurance isn’t just a tech story—it’s a trust story.

𝑨𝒏𝒅 𝒎𝒐𝒅𝒆𝒓𝒂𝒕𝒊𝒐𝒏 𝒊𝒔𝒏’𝒕 𝒉𝒆𝒔𝒊𝒕𝒂𝒕𝒊𝒐𝒏—𝒊𝒕’𝒔 𝒓𝒆𝒔𝒑𝒐𝒏𝒔𝒊𝒃𝒊𝒍𝒊𝒕𝒚.

Let’s stay relevant. And let’s keep asking:
Is this solving a real problem or just riding a wave?